Built for the investor that wants American infrastructure without the sourcing cost.
Traditional Broker Dealer placement fees are priced for multimillion dollar trades. Below that, the math stops working for the lender, leaving them with dry powder and builders chasing capital.
Projective has no minimums. We streamline access without the middleman, so family offices, credit funds, banks, insurers and qualified individuals can take a single allocation or anchor a whole facility.
Our compliance partner runs KYC, accreditation and sanctions checks. Approval takes minutes.
Full data rooms, including financials, are open without going through the developer. Portfolio deals break down to the site level, each with its own documents and a Projective summary. Review by hand or point your AI agent at it.
Email, phone, or book time on their calendar directly from the deal page.
Execute the master loan agreement on Projective. Every payment posts to a master ledger you can view at any time.
Availability subject to eligibility and local regulations.
Deal flow that has already been screened.
Most middle market infrastructure never reaches institutional desks. It is too small for the banks and too scattered to source. Projective does the sourcing: builders upload their projects, our underwriting reads every document, and only the deals that clear policy are listed.
- Filter by state, offtaker type, tenor and ticket size
- Read the underwriting file before you commit, not after
- Take a single allocation or anchor a whole facility
Every position on one ledger.
Commitments, drawn balances, covenant tests and payments sit in one place for the life of each loan. Your accountants see the same record you do.
Each allocation shows its facility, seniority, drawn balance and maturity date. The maturity ladder across your book updates as deals close and repay.
Debt service coverage, construction milestones and insurance are tested on schedule. Monthly statements and the full document record export to your systems.
Payments land on the dates in the term sheet and settle in the currency you hold. Every distribution is reconciled against the ledger before it is sent.
Clean paper, clean process.
The deals are municipal grade and the process is built to pass a credit committee. Nothing is listed that our own underwriters would not lend into.
Identity, accreditation and sanctions checks are completed at onboarding, before any deal file is shared.
Offtake from states, counties, school districts and municipal utilities. Underwriting is against that credit, not a developer balance sheet.
Facilities are senior and secured on the project. Advance rates follow offtaker credit, contract structure and track record.
Term sheets, loan documents and closing items are executed on Projective, with an audit trail on every change.